Teenager college

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And here we have once again why the government shouldn't be subsidizing student loans and shouldn't exclude them from bankruptcy. We need to quit incentivizing sub-prime loans. Unlike the housing crash where the houses retained most of their value and could be sold later, you can't sell your degree to pay back the money. If you're getting a necessary degree, it's very uncommon to default on your loan because you'll be in demand and getting a decent wage.
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When your teenager’s peers are headed to college, but he is not

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What your teenager needs - Family Lives

The hundred or so parents and teens packed into the small high school cafeteria lounge were nominally assembled for a track information session, to meet the coaches and discuss logistics. However, as the coaches quickly discovered when they tried to bring the meeting to order, the parents had another agenda. On our way out the door, my teenage son pointed back at the scrum of anxious parents gathered in the cafeteria. The parents were overwrought, and their children looked miserable. I know the parents in that room well; we live in a small town. I taught a fair number of their children when they were in middle and high school. Consequently, I have advised some of their kids on their college essays and counseled some of these parents on the importance of giving kids more autonomy and responsibility.
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A Higher Education: 8 Steps to Prepare Your Teen for College

In some instances, they describe the normal conflict that signals impending separation. But regardless of your time frame, there are steps you can take. College-bound high-school upperclassmen are on the cusp of emerging adulthood , a transition to adult status that, according to research on emerging adults by the psychologist Jeffrey Jensen Arnett, typically takes eight to 10 years. The key indicator that an individual is ready to begin this transition is the emergence of a new level of personal responsibility. In childhood, we associate responsibility with the dutiful fulfillment of obligations and duties: performing household chores, completing homework assignments, brushing teeth at bedtime.
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In a school setting, where late-night takeout and impulse shopping splurges might reign, your teen will be responsible for some spending decisions you used to make. The answer? Sit down with your child and review his likely expenses and how much he'll have to put toward them.
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